Terms and conditions
Transparent and simple terms for using bump. No hidden clauses, just honest conditions that protect both you and us.
Important points
Here are the most important points you need to know about using bump.
You own your data
You can export all your data to Excel or CSV at any time.
No commitment
You can cancel your subscription at any time without hidden costs.
Transparent terms
No hidden clauses or complicated legal terms.
Detailed terms
Here you'll find all details about using bump and your rights as a user.
Service description
- bump is a personal finance app that helps users manage their finances
- We offer AI-driven categorization of transactions and budget optimization
- The service includes connection to European banks via PSD2 technology
- We offer both free and paid services
User account and registration
- You must create an account to use bump
- You must provide correct and updated information
- You are responsible for keeping your login details secure
- You must be at least 18 years old to use the service
User responsibility
- You are responsible for all activities on your account
- You must not share your login details with others
- You must report suspicious activity immediately
- You must follow all applicable laws and regulations
Data security and privacy
- We protect your data with bank-level security
- We only collect data necessary to provide the service
- We do not share your personal data with third parties without your consent
- You have the right to delete your account and all associated data
Service availability
- We strive to maintain high availability, but cannot guarantee 100% uptime
- We may perform maintenance that affects availability
- We may suspend or terminate the service with 30 days notice
- We are not responsible for losses due to service downtime
Changes and termination
- We may change these terms with 30 days notice
- You can terminate your account at any time
- We may suspend or terminate your account for breach of terms
- Upon termination, you will retain access to your data for 30 days
Have questions?
We're here to help you with any questions about the terms of use or how bump works.
Last updated: January 15, 2024
We may update these terms from time to time. We will notify you of significant changes via email or in the app.